FACTS

WHAT DOES HEMA FEDERAL CREDIT UNION DO

WITH YOUR PERSONAL INFORMATION?

WHY

Financial companies choose how the share your personal information. Federal law gives consumers the right to limit some, but not all, sharing.

WHAT

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

HOW

All financial companies need to share members’ personal information to run their everyday business. In the section below,

Reasons we can share your personal information

Does HEMA FCU Share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES NO
For our marketing purposes –

to offer our products and services to you

YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes –

information about your transactions and experiences

NO WE DON’T SHARE
For our affiliates’ everyday business purposes –

information about your creditworthiness

NO WE DON’T SHARE
For non-affiliates to market to you NO WE DON’T SHARE

Who We Are

Who is providing this notice?

HEMA Federal Credit Union

What We Do

How does HEMA FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does HEMA FCU collect my personal information?

We collect your personal information, for example, when you

  • Open and account or perform transactions
  • Apply for a loan or pay your bills
  • Account inquiries or financial counseling

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definations

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies

  • HEMA Federal Credit Union has NO affiliates!

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Can include insurance companies

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • CUNA Mutual Group TruStage

Need more information?

We can call you and help with your problem, just leave us your phone number.
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